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ACLEDA Bank Lao Ltd.

 »  Bank Profile  »  Executive Management

Executive Management


Dr. PHON Narin, Director and Managing Director & CEO

Born October, 1969. Dr. Phon Narin started working with ACLEDA Bank Plc. in March, 1996 and joined the Board of ACLEDA Bank Lao Ltd. in December, 2008. As Chief of the Executive Committee, he leads the Executive Management Team, which is responsible for overall strategic planning and running the day-to-day business of the organization as well as implementation of the business plan. He is directly accountable to the Board of Directors. His other responsibilities within the Group include being a Member of the Board of Directors, Representative for ACLEDA Bank Lao Ltd., and a member of the Board Credit Committee.

Outside ACLEDA he is a member of American Chamber of Commerce (AMCHAM Laos), a member of the Lao Bankers' Association, and a member of the Lao National Chamber of Commerce and Industry. He has been awarded the Degree of Doctor of Philosophy (Ph.D) in Business Administration, and the Certificate of the Australian Institute of Company Directors (AICD) from Sidney.

Mr. Rathmony LEAH, Finance Consultant & Chief Finance Officer

Cambodian. Born February 1, 1982. Mr. Leah Rathmony joined ACLEDA Bank Plc. in July, 2004. As Finance Consultant & Chief Financial Officer, he leads the Head of Finance Department which oversees the Management Accounting Unit, Budget and Control Unit, Finance Accounting and Mistake Controlling Unit, Payment & Settlement Accounting Unit, Tax Accounting Unit, Accounting System Unit, Support Branch and Guideline Unit and the Risk Officer. He also responsible for the overall strategic planning and running the day-to-day business of the bank as well as the implementation of the business plan. He is a Secretary of the Board Risk Management Committee (RMC), member of the Bank's Executive Committee. He is Chairman of the Risk Management Committee (RMC) and the Information Technologies Management Committee (ITMC). He is directly accountable to the Bank's Managing Director and CEO. He holds a Master's Degree in Finance and Banking from Build Bright University, Cambodia.

Mr. Phorn SOENG, Credit Consultant

Cambodian. Born February 3, 1977. He joined ACLEDA Bank Plc. in 1998. He had been Credit Department Manager and Credit Consultant of ACLEDA MFI Myanmar Co., Ltd. As Credit Consultant of ACLEDA Bank Lao Ltd. since November 2014, he has led the credit team, which is responsible for direct control of the Credit Research and Policy Development Unit, the Credit Management Unit, the Credit Data Support Unit, the Credit Control Unit, the Credit Analysis Unit, the Loan Recovery Unit, the Trade Finance Unit, and the Staff Loan Unit. He is a member of the Bank's Executive Committee, Management Credit Committee (MCC) and the Bank's Price Setting Committee. He is directly accountable to the Bank's Managing Director and CEO. He obtained a Master's Degree of Business Administration from the National Institute of Business in Cambodia. He attended numerous courses on management, auditing, and leadership in Cambodia, such as Diploma of Secondary Nurse (1994), Internal Audit Training Course by KPMG Cambodia Limited (2004), Key to Personal Success and Leadership (2011), Success Through Leadership Transformation (2011), Peak Performance Selling Skills (2011), and Master Mindset (2012).

Mr. Raksmey NGUON, Branch Consultant

Cambodian. Born December 18, 1982. Mr. Raksmey NGUON joined ACLEDA Bank Plc. in December, 2003. He was a Vice President & Branch Manager of ACLEDA Bank Plc. from October, 2011 until May, 2015. Currently he is a Branch Consultant. He leads and oversees Human Resource Management, Administration and oversight of all branches. He is a member of the Bank's Executive Committee, which is responsible for the overall strategic planning and running the day-to-day business of the Bank as well as the implementation of the business plan. He is directly accountable to the Bank's Managing Director and CEO. He holds a Master's Degree in Management from the National University of Management, Cambodia.

Mr. Thanomchith WARINTHRASAK, Head of Human Resource Department

Lao. Born on April 21, 1987. He joined ACLEDA Bank Lao Ltd. in 2009. Currently as Head of the Human Resource Department, he is responsible for direct control of Training and Human Resource Development Unit, Employee Relations Unit, Payroll and Compensation Unit, Performance Appraisal Management Unit, and Human Resource Information Management Unit. He is a member of the Bank's Executive Committee, the Product Development Committee, the Planning and Budgeting Committee, the Information Technology Management Committee, the Management Risk Committee, and Chairman of the Human Resource Management Committee and Committee Interrogate Staff Fraud. He holds Master’s Degree in Business Administration (MBA), at Laos-Japan Human Resource Development Institute, National University of Laos.

Mr. Phonesavan RASHABANDITH, Head of IT Department

Lao. Born on September 7, 1986. He joined ACLEDA Bank Lao Ltd. in October, 2008. As an Information Technology Department Manager, he leads the information technologies team, which is responsible for direct control of the Software Development Unit, the Software Maintenance Unit, the Hardware and Network Unit, the System Administration Unit, the Electronic Banking System Unit, the System Security Unit, the End of Day Operations Unit, and the Helpdesk Unit. He oversees the development and updating of the operating manuals, procedures and guidelines related to Information Technologies to ensure effective performance. He is a member of the Information Technology Management Committee (ITMC). Outside ACLEDA Bank Lao, he completed the course CISCO Project on Human Resource Development in IT Service Industry at the National University of Laos.

Ms. Kaysone LINTHONG, Head of Marketing Department

Lao, Born November 5, 1984. She joined ACLEDA Bank Lao Ltd. in May, 2008. As Head of the Marketing Department, she leads the marketing team, which is responsible for the Marketing Unit, the Research and Product Development Unit, the Call Center Unit, the Website Unit, the Sales and Account Relationship Unit, EBS Management Unit, the Marketing Support and Monitoring Unit and the Foreign Corporate Unit. She oversees new product development and marketing strategy and is also a member of the Bank's Executive Committee. She is the Chairwoman of the Electronic Banking System Committee (EBS), the Product Development Committee (PDC), the Business Support Team Committee (BST) and a member of the Bank's Management Credit Committee, and the Price Setting Committee. She is directly accountable to the Bank's Managing Director and CEO. She holds a Master's Degree in Business Administration, majoring in Business Management from the Rattana Business Administration College (Laos).

Mr. Outo SAECHOW, Head of Treasury Department

Lao, Born October 29, 1984. He joined ACLEDA Bank Lao Ltd. in May 2008. As Head of The Treasury Department, he leads the treasury team, which is responsible for the Physical Cash Management Unit, which ensures sufficient cash for operations. He also oversees the Control Assets & Liabilities Unit, the Reserved & BOL Report Unit, the Financial Institution Unit, the Treasury Dealing and Foreign Exchange Control Unit, and the SWIFT Unit. He leads efforts to develop and update procedures, operating manuals and guidelines related to Treasury work to ensure effective performance. He is a member of Bank's Executive Committee, secretary of the Board Assets and Liabilities Committee, Chairman of the Price Setting Committee, and a member of the Bank's Management Credit Committee. He holds a Bachelor's Degree in Accounting from Vietnam.

Mrs. Somphathay THONGMANYLA, Head of Finance Department

Lao, Born November, 1985. She joined ACLEDA Bank in May 2008. As Head of the Finance Department, she leads the finance team, which is responsible for the Management Accounting Unit, the Budget and Control Unit, the Finance Accounting and Mistake Controlling Unit, the Payment & Settlement Accounting unit, the Tax Accounting Unit, the Accounting System Unit, the Support Branch and Guideline Unit and the Risk Officer. She leads efforts to develop and update procedures, operating manuals and guidelines related to Financial Affairs to ensure effective performance. She is a member of the Bank's Executive Committee. She is directly accountable to the Bank's Finance Consultant and CFO. She holds a Bachelor's Degree in Business Administration from the National University of Laos.

Ms. Nittaya THIRASACK, Head of Operations Department

Lao, Born September, 1986. She joined ACLEDA Bank in January 2009. As Head of the Operations Department, she leads the Operations Team, which is responsible for the Corporate Office, the Teller Unit, the Vault Management Unit, the Electronic Banking Service Settlement Unit, the Marketing Unit, the Remittance Unit, the Accounting Unit, the Teller Support Unit and the Treasury Operations Unit. She leads efforts to develop and update the operations operating manual and procedures and is a member of the Bank's Executive Committee. She is a member of the Electronic Banking System Committee (EBS), the Product Development Committee (PDC), the Business Support Team Committee (BST) and a member of the Bank's Management Credit Committee, and Price Setting Committee. She is also responsible for the Operations Department. She is directly accountable to the Bank's Managing Director and CEO. She holds a Master's Degree in Business Administration, majoring in Finance Management from the Rattana Business Administration College.

Mr. Mekhala KHOTPANYA, Head of Credit Department

Lao, Born February, 1979. He joined ACLEDA Bank Lao Ltd. in May 2008. As Head of the Credit Department, he leads the credit team, which is responsible for direct control of the Credit Management Unit, the Policy Development and Research Unit, the Credit Control Unit, the Loan Recovery Unit, the Credit Analysis Unit, the Trade Finance Unit, the Credit Data Support Unit and the Collateral Management Unit. He is a member of the Bank's Executive Committee, the Management Risk Committee (MRC), the Interest and Price Setting Committee (IPSC), the Asset and Liability Committee (ALCO). He is Chairman of the Management Credit Committee (MCC) and Secretary of the Board Credit Committee (BCC). He is directly accountable to the Bank's Managing Director and CEO. He holds a Bachelor's Degree in Finance and Banking.

Mr. Lamphan INSOULIVONG, Head of Administration Department

Lao, Born May 8, 1985. He joined ACLEDA Bank Lao Ltd. in September 2010. As Head of the Administration Department, he leads and oversees the Deputy Head of Administration Department and Assistant Head of Administration Department who are responsible for the Procurement Unit, the Safety Administration Unit, the Affairs Administration Unit, the Printing Unit, the Equipment Management Unit, the Reports and Office Administration Unit, and the Reception and Events Management Unit. He is a member of the Bank's Executive Committee, a member of the Human Resource Committee (HRC), the Management of Risk Committee (MRC), the Electronic Banking System Committee (EBS), and the International Financial Reporting Standard (IFRS). He is directly accountable to the Bank's Managing Director and CEO. He holds a Bachelor's Degree in Business Administration from Rattana Business Administration College.

Mr. Phonethavy KHOMMALY, Head of Internal Audit Department

Lao. Born on June 10, 1986. Mr. Phonethavy KHOMMALY joined ACLEDA Bank in July, 2013. As Head of Internal Audit Department and he is Secretary of Audit Committee Meeting (ACO), he leads and manage work of all units in Internal Audit Department including Internal Audit Development Unit, Audit Reporting Unit, Information System Audit Unit, Credit Audit Unit, Financial Audit Unit, Deposit and Transfer Audit Unit, He lead effort develop audit operating manual, audit guideline and audit procedure, he has managing, planning, leading, controlling and evaluating work performance in Internal Audit Department of ACLEDA Bank and ensuring proper compliance with operating manual and procedure on duty. In the event that the internal audit detects any fraud, illegal activity or other serious incident, he is required to report the matter direct to the Chairman of ACO first with a copy to the Managing Director & CEO. He holds a Bachelor's Degree in English for Tourism and Hotel from Souksavath Collage.

Mr. Dalamoungkhoun CHOMMANIVONGKHAO, Head of Legal Department and Company Secretary

Lao. Born on September 26, 1988, He joined ACLEDA Bank Lao Ltd. in November 2011. As a Head of Legal Department and Company Secretary, He leads the Legal team, which is responsible for direct control of the Legal Unit, Litigation Unit, Secretary Unit, and Contract Unit. He is Member of the bank’s Executive Committee which is responsible for the overall strategic planning and running the day to day business of the bank as well as the implementation of the regulatory compliance plan and correspondence with shareholders and the Board of Directors. He is Chairman of the bank’s Management Procurement Committee, Member of bank’s Management Human Resource Committee, Member of bank’s Management Information Technology Committee, Member of bank’s Management Risk Committee, and Member of bank’s Management Product Development Committee. He is directly accountable to the bank’s Managing Director & Chief Executive Officer. He holds a bachelor Degree of Law at National University of Laos and bachelor Degree of English at Thipvaly College.

Mr. Settha VONGPUCKDY, Compliance Office Manager

Lao, Born July 17, 1982. He joined ACLEDA Bank Lao Ltd. in May 2008. As Compliance Office Manager he is an observer on the Executive Committee and oversees the compliance officer of the Bank. He directs the Compliance Unit, which is responsible for implementing the Bank's Anti-Money Laundering and Counter Terrorist Financing policies that comply with appropriate state and international regulations. The Unit is also responsible for monitoring conflicts of interest, investigations of alleged corruption and fraudulent behavior, and the Whistleblower's Protection Policy. These efforts are all designed to ensure the Bank maintains the highest ethical standards, while adhering to transparency and accountability at all levels of operations, such that the Bank's Directors and employees are accountable to the interests of shareholders, customers, staff and the general public. He holds a Bachelor's Degree in special English from the University of Laos, a Bachelor's Degree in Business Administration and a Bachelor's Degree in Business & Law from Comcenter college.

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