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ACLEDA Bank Lao Ltd.
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 »  Financial Information  »  Quarterly Financial Statements  »  4th Quarter 2015

Quarterly Financial Statements

Income Statement (Unaudited)

For the period: October — December 2015

  4th Quarter 2015
Amounts in LAK
Interest income 31,150,454,812
Interest expense (14,978,877,578)
NET INTEREST INCOME 16,171,577,234
Fee and commission income 9,848,432,774
Other income 4,442,836,589
General and administrative expenses (24,883,448,903)
OPERATING INCOME 5,579,397,694
Provision for bad and doubtful loans and advances (1,756,252,559)
PROFIT BEFORE INCOME TAX 3,823,145,135
Income tax expense -
NET PROFIT FOR THE PERIOD 3,823,145,135

Balance Sheet (Unaudited)

As at December 31, 2015

  4th Quarter 2015
Amounts in LAK
ASSETS
Cash and cash equivalents 92,053,271,350
Deposits and placements with other banks 162,136,823,415
Statutory deposits 22,097,001,198
Loans and advances 803,678,211,482
Specific provision (4,172,217,931)
Other assets 19,454,171,342
Property and equipment - net 26,214,726,877
Intangible assets 8,798,686,428
TOTAL ASSETS 1,130,260,674,162
  
LIABILITIES
Deposits from customers and banks 701,523,129,408
Other liabilities 51,538,950,424
Borrowings 106,683,685,087
Total liabilities 859,745,764,919
EQUITY
Share capital 300,000,000,000
General reserves 8,003,774,738
Accumulated losses (37,488,865,495)
Total shareholders' equity 270,514,909,243
TOTAL EQUITY AND LIABILITIES 1,130,260,674,162
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