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ACLEDA Bank Lao Ltd.
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 »  Financial Information  »  Quarterly Financial Statements  »  4th Quarter 2016

Quarterly Financial Statements

Income Statement (Unaudited)

For the period: October — December, 2016

  4th Quarter 2016
Amounts in LAK
Interest income 33,392,900,900
Interest expense (14,449,874,805)
NET INTEREST INCOME 18,943,025,195
Fee and commission income 13,443,257,862
Other income 15,651,464,814
General and administrative expenses (28,314,330,758)
OPERATING INCOME 19,723,417,114
Provision for bad and doubtful loans and advances (1,071,072,824)
PROFIT BEFORE INCOME TAX 18,652,344,290
Income tax expense (583,086,156)
NET PROFIT FOR THE PERIOD 18,069,258,134

Balance Sheet (Unaudited)

As at December 31, 2016

  4th Quarter 2016
Amounts in LAK
ASSETS
Cash and cash equivalents 78,138,630,871
Deposits and placements with other banks 140,038,773,498
Statutory deposits 20,068,620,998
Loans and advances 977,115,877,700
Specific provision (3,018,822,486)
Other assets 21,128,698,471
Property and equipment - net 22,821,128,862
Intangible assets 9,868,033,182
TOTAL ASSETS 1,266,160,941,095
  
LIABILITIES
Deposits from customers and banks 709,490,208,863
Other liabilities 54,823,445,266
Borrowings 196,569,170,801
Total liabilities 960,882,824,930
EQUITY
Share capital 300,000,000,000
General reserves 9,779,983,905
Accumulated losses (4,501,867,740)
Total shareholders' equity 305,278,116,165
TOTAL EQUITY AND LIABILITIES 1,266,160,941,095
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