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ACLEDA Bank Lao Ltd.
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 »  Financial Information  »  Quarterly Financial Statements  »  1st Quarter 2017

Quarterly Financial Statements

Income Statement (Unaudited)

For the period: January — March 2017

  1st Quarter 2017
Amounts in LAK
Interest income 33,872,386,400
Interest expense (13,765,003,022)
NET INTEREST INCOME 20,107,383,379
Fee and commission income 16,169,151,362
Other income 1,880,918,419
General and administrative expenses (25,599,074,206)
OPERATING INCOME 12,558,378,953
Provision for bad and doubtful loans and advances (1,626,768,304)
PROFIT BEFORE INCOME TAX 10,931,610,649
Income tax expense -
NET PROFIT FOR THE PERIOD 10,931,610,649

Balance Sheet (Unaudited)

As at March 31, 2017

  1st Quarter 2017
Amounts in LAK
ASSETS
Cash and cash equivalents 82,928,311,690
Deposits and placements with other banks 240,423,895,061
Statutory deposits 19,798,704,076
Loans and advances 1,008,775,705,410
Specific provision (4,358,803,705)
Other assets 27,718,014,707
Property and equipment - net 20,630,895,627
Intangible assets 9,068,865,586
TOTAL ASSETS 1,404,985,588,456
  
LIABILITIES
Deposits from customers and banks 794,326,172,930
Other liabilities 62,243,220,424
Borrowings 231,812,670,801
Total liabilities 1,088,382,063,974
EQUITY
Share capital 300,000,000,000
General reserves 10,092,025,614
Accumulated losses (6,511,498,868)
Total shareholders' equity 316,603,524,482
TOTAL EQUITY AND LIABILITIES 1,404,985,588,456
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