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ACLEDA Bank Lao Ltd.

 »  Financial Information  »  Quarterly Financial Statements  »  2nd Quarter 2017

Quarterly Financial Statements

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Income Statement (Unaudited)

For the period: April to June 2017

  2nd Quarter 2017
Amounts in LAK
Interest income 35,171,570,612
Interest expense (14,280,475,621)
NET INTEREST INCOME 20,891,094,991
Fee and commission income 14,333,273,307
Other income 2,454,099,086
General and administrative expenses (26,169,674,327)
OPERATING INCOME 11,508,793,057
Provision for bad and doubtful loans and advances (1,619,176,333)
PROFIT BEFORE INCOME TAX 9,889,616,724
Income tax expense (4,797,702,201)
NET PROFIT FOR THE PERIOD 5,091,914,524

Balance Sheet (Unaudited)

As at June 30, 2017

  2nd Quarter 2017
Amounts in LAK
ASSETS
Cash and cash equivalents 85,247,294,956
Deposits and placements with other banks 166,655,231,805
Statutory deposits 20,749,349,408
Loans and advances 1,033,402,951,376
Specific provision (5,543,216,902)
Other assets 18,921,886,342
Property and equipment - net 19,134,825,659
Intangible assets 9,108,919,457
TOTAL ASSETS 1,347,677,242,101
  
LIABILITIES
Deposits from customers and banks 775,003,262,435
Other liabilities 51,467,660,188
Borrowings 199,286,713,658
Total liabilities 1,025,757,636,282
EQUITY
Share capital 300,000,000,000
General reserves 10,316,192,428
Accumulated losses 11,603,413,392
Total shareholders' equity 321,919,605,819
TOTAL EQUITY AND LIABILITIES 1,347,677,242,101
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