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ACLEDA Bank Lao Ltd.

 »  Financial Information  »  Quarterly Financial Statements  »  3rd Quarter 2017

Quarterly Financial Statements

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Income Statement (Unaudited)

For the period: July to September 2017

  3rd Quarter 2017
Amounts in LAK
Interest income 36,251,211,345
Interest expense (14,051,646,925)
NET INTEREST INCOME 22,199,564,419
Fee and commission income 14,704,908,183
Other income 2,063,923,779
General and administrative expenses (26,682,694,862)
OPERATING INCOME 12,285,701,520
Provision for bad and doubtful loans and advances (3,019,986,965)
PROFIT BEFORE INCOME TAX 9,265,714,554
Income tax expense (2,110,304,933)
NET PROFIT FOR THE PERIOD 7,155,409,622

Balance Sheet (Unaudited)

As at September 30, 2017

  3rd Quarter 2017
Amounts in LAK
ASSETS
Cash and cash equivalents 84,369,716,254
Deposits and placements with other banks 161,195,934,560
Statutory deposits 20,327,648,489
Loans and advances 1,078,855,867,489
Specific provision (8,167,573,735)
Other assets 20,912,699,753
Property and equipment - net 19,413,936,547
Intangible assets 12,202,727,685
TOTAL ASSETS 1,389,110,957,042
  
LIABILITIES
Deposits from customers and banks 767,917,102,679
Other liabilities 54,545,614,189
Borrowings 237,154,113,658
Total liabilities 1,059,616,830,526
EQUITY
Share capital 300,000,000,000
General reserves 10,735,303,502
Accumulated losses 18,758,823,014
Total shareholders' equity 329,494,126,516
TOTAL EQUITY AND LIABILITIES 1,389,110,957,042
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