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ACLEDA Bank Lao Ltd.
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 »  Financial Information  »  Quarterly Financial Statements  »  3rd Quarter 2018

Quarterly Financial Statements

Income Statement (Unaudited)

For the period: January — September 2018

  3rd Quarter 2018
Amounts in LAK
Income and expense in business
Interest income and similar 99.385.380.447
Interest expense and similar (37.499.295.664)
NET INTEREST INCOME 61.886.084.783
Fee and commission income from financial service 36.489.872.161
Fee and commission expense from financial service (346.097.829)
Gain or loss from foreign currency exchange 787.147.608
NET INCOME IN BUSINESS 98.817.006.723
Normal income and expense
Other income in business 6.062.931.346
Administration expense (70.729.565.246)
Depreciation and amortize cost (10.356.329.442)
Other expense in business (2.262.370.223)
Net provision expense (3.100.774.096)
NET NORMAL INCOME AND EXPENSE (80.386.107.661)
INCOME BEFORE SPECIAL ITEMS 18.430.899.062
Incom tax expense (5.761.022.595)
NET PROFIT 12.669.876.467

Statement of Financial Position (Unaudited)

As at September 30, 2018

  3rd Quarter 2018
Amounts in LAK
ASSETS
Cash and placement with BOL 235.690.230.929
Amount due from other banks 38.008.941.785
Loans and advances 946.760.526.395
Property and equipment — net 39.651.491.276
Other assets 19.723.859.289
TOTAL ASSETS 1.279.835.049.674
  
LIABILITIES
Amount due to other bank and financial institution 154.117.907.799
Amount due to customers 729.248.594.504
Other liabilities 49.218.816.398
Total liabilities 932.585.318.701
EQUITY
Share capital 300.000.000.000
Legal reserves 2.503.603.091
General reserves 9.543.823.593
Accumulated losses 22.532.427.821
Profit for the year 12.669.876.469
Total shareholders' equity 347.249.730.974
TOTAL EQUITY AND LIABILITIES 1.279.835.049.674

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ACLEDA Bank Lao Ltd.
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