ACLEDA Bank Lao Ltd.
The figures in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch for our services requirements and more information.

 »  Products & Services  »  Credits  »  Car Loan

Car Loan

Car Loan is a kind of loan ACLEDA Bank Lao offers to customer who has a regular income to get a car for personal or family use.

Benefits

  • Owning a car for everyday use
  • Converting from a full payment to monthly installment for the car price
  • Opportunity to use other products & services
  • Promoting family's welfare

Special Features

  • ACLEDA Bank Lao offers car loan in Lao Kip, Thai Baht or US dollar.
  • You can use this loan to buy a brand-new car or used car which is 10 years old or less from its producing year.
  • You can enjoy loan period up to 5 years.
  • You can get the loan amount up to LAK800,000,000 or USD100,000 or THB3,000,000.

Interest Rate

Currency type in LAK, THB, and USD

  • Loan period up to 12 months for loan size:
    • Up to LAK800 million, interest rate is 12.00% per annum.
    • Up to USD100,000, interest rate is 7.00% per annum.
    • Up to THB3 million, interest rate is 8.00% per annum.
  • Loan period up to 24 months for loan size:
    • Up to LAK800 million, interest rate is 13.00% per annum.
    • Up to USD100,000, interest rate is 7.50% per annum.
    • Up to THB3 million, interest rate is 9.00% per annum.
  • Loan period up to 36 months for loan size:
    • Up to LAK800 million, interest rate is 13.00% per annum.
    • Up to USD100,000, interest rate is 7.50% per annum.
    • Up to THB3 million, interest rate is 9.00% per annum.
  • Loan period up to 48 months for loan size:
    • Up to LAK800 million, interest rate is 13.50% per annum.
    • Up to USD100,000, interest rate is 8.00% per annum.
    • Up to THB3 million, interest rate is 9.50% per annum.
  • Loan period up to 60 months for loan size:
    • Up to LAK800 million, interest rate is 14.00% per annum.
    • Up to USD100,000, interest rate is 8.50% per annum.
    • Up to THB3 million, interest rate is 10.00% per annum.

Fee Charge

  • LAK:
    • Up to LAK100 million, fee is 1% of loan size, and collateral evaluation fee is 3% of loan size.
    • Up to LAK600 million, fee is 1% of loan size, and collateral evaluation fee is 2% of loan size.
    • Up to LAK800 million, fee is 1% of loan size, and collateral evaluation fee is 1.5% of loan size.
  • USD:
    • Up to USD10,000, fee is 2% of loan size, and collateral evaluation fee is 3% of loan size.
    • Up to USD75,000, fee is 2% of loan size, and collateral evaluation fee is 2% of loan size.
    • Up to USD100,000, fee is 2% of loan size, and collateral evaluation fee is 1.5% of loan size.
  • THB:
    • Up to THB400,000, fee is 2% of loan size, and collateral evaluation fee is 3% of loan size.
    • Up to THB2.5 million, fee is 2% of loan size, and collateral evaluation fee is 2% of loan size.
    • Up to THB3 million, fee is 2% of loan size, and collateral evaluation fee is 1.5% of loan size.

Requirements

  • Being a majority
  • Having a permanent address within ACLEDA Bank Lao's operation which is certified by local authority
  • Having a good history, reputation, and attitude
  • Having a proper work, salary, or sufficient income that warrant the ability to pay back
  • For employee of a company, organisation or other institutions, you need a certified letter or employment contract to ensure your employment is longer than repayment period
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off

Headquarters

#372, Corner of Dongpalane and Dongpina Road,
Unit 21, Phonesavanh Neua Village, Sisattanak District,
Vientiane Capital, Lao PDR. P.O. Box: 1555

Tel: +85­6 (0)21 264 994 / 264 998
Fax: +85­6 (0)21 264 995 / 219 228
E-mail: acledabank@acledabank.com.la
Website: www.acledabank.com.la
SWIFT Code: ACLBLALA
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Online Visitors: 51   |   Today: 322   |   Yesterday: 654
Online Visitors: 51
Today​ Visitors: 322
Yesterday Visitors: 654
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