ACLEDA Bank Lao Ltd.

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Medium Business Loan

The economic success of your business depends on many factors. A crucial one is collaboration with a bank you can fully trust at all times. ACLEDA Bank Lao's experience and unique expertise can assist your growing businesses sail through the complexities they may face.

Our aim is to support you in all financial areas with comprehensive and state-of-the-art solutions tailored to your company's individual needs. We offer innovative products and services designed to give you the critical advantage in all areas of your company.

Whether you are expanding your business, buying your premises for office use or looking for a loan to fund working capital, we are happy to discuss your requirement and providing you with the amount of loan your business needs.

Interest Rate

Currency type in LAK, THB, and USD

  • Loan period up to 12 months for loan size:
    • More than LAK600 million, interest rate is 12.00% per annum
    • More than USD75,000, interest rate is 7.00% per annum
    • More than THB2.5 million, interest rate is 8.00% per annum
  • Loan period up to 36 months for loan size:
    • More than LAK600 million, interest rate is 13.00% per annum
    • More than USD75,000, interest rate is 7.50% per annum
    • More than THB2.5 million, interest rate is 9.00% per annum
  • Loan period up to 48 months for loan size:
    • More than LAK600 million, interest rate is 13.50% per annum
    • More than USD75,000, interest rate is 8.00% per annum
    • More than THB2.5 million, interest rate is 9.50% per annum
  • Loan period up to 60 months for loan size:
    • More than LAK600 million, interest rate is 14.00% per annum
    • More than USD75,000, interest rate is 8.50% per annum
    • More than THB2.5 million, interest rate is 10.00% per annum

Fee Charge

  • LAK:
    More than LAK600 million, fee is 1% of loan size, and collateral evaluation fee is 1.5% of loan size
  • USD:
    More than USD75,000, fee is 2% of loan size, and collateral evaluation fee is 1.5% of loan size
  • THB:
    More than THB2.5 million, fee is 2% of loan size, and collateral evaluation fee is 1.5% of loan

Requirements

  • Age a majority (18 years or older)
  • Have own residential address
  • Have own legal business
  • Willing to pay back to ACLEDA Bank Lao
  • Have own capital of 20% at least
  • Our staff will help you to fill in a loan application form which is available for free at ACLEDA Bank Lao

Note:

  • Please click here if you wish to know how much you can afford to borrow, how much the payments will be, or how long it will take to pay off the loan.
  • Please contact our branch for confirmation.

Headquarters

#372, Corner of Dongpalane and Dongpina Road,
Unit 21, Phonesavanh Neua Village, Sisattanak District,
Vientiane Capital, Lao PDR. P.O. Box: 1555

Tel: +85­6 (0)21 264 994 / 264 998
Fax: +85­6 (0)21 264 995 / 219 228
E-mail: acledabank@acledabank.com.la
Website: www.acledabank.com.la
SWIFT Code: ACLBLALA

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The figures in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch for our services requirements and more information.