ACLEDA Bank Lao Ltd.
The figures in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch for our services requirements and more information.

 »  Products & Services  »  Credits  »  Motorbike Loan

Motorbike Loan

Motorbike Loan is provided to you who have a regular income to get a motorbike for your family or business.

Advantages

  • Owning your dreamed motorbike
  • Converting from a whole pay to amortization for the motorbike price
  • Promoting welfare of your family and the society

Features of Motorbike Loan

  • Motorbike Loan is provided in Lao Kip, Thai Baht or US Dollar.
  • This loan is designed for you to buy any types of brand-new motorbike or used motorbike from legal suppliers.
  • ACLEDA Bank Lao offers Motorbike Loan up to LAK20,000,000; THB80,000 or USD2,500.
  • Maximum of loan period is up to 3 years for:
    • Customers who are employees and will not exceed the retirement age.
    • Other customers will not be over 60 years of age.

Interest Rate

  • Loan period up to 12 months for loan size:
    • Up to LAK20 million, interest rate is 12.00% per annum.
    • Up to USD2,500, interest rate is 7.00% per annum.
    • Up to THB80,000, interest rate is 8.00% per annum.
  • Loan period up to 24 months for loan size:
    • Up to LAK20 million, interest rate is 13.00% per annum.
    • Up to USD2,500, interest rate is 7.50% per annum.
    • Up to THB80,000, interest rate is 9.00% per annum.
  • Loan period up to 36 months for loan size:
    • Up to LAK20 million, interest rate is 13.00% per annum.
    • Up to USD2,500, interest rate is 7.50% per annum.
    • Up to THB80,000, interest rate is 9.00% per annum.

Fee Charge

  • LAK:
    Up to LAK20 million, fee is 1% of loan size, and collateral evaluation fee is 3% of loan size.
  • USD:
    Up to USD2,500, fee is 2% of loan size, and collateral evaluation fee is 3% of loan size.
  • THB:
    Up to THB80,000, fee is 2% of loan size, and collateral evaluation fee is 3% of loan.

Requirements

  • Customers
    • A copy of family book, identity card, passport, or any valid documents
    • Driving License (if any)
    • Having financial statements for the last month
    • Savings passbook or a copy of bank statement for last three months (if any)
    • A copy of electricity and water supply bills for last three months (if any)
    • Assure all information and other documents are clear and correct when bank need
  • Employees
    • A copy of family book, identity card, passport, or any valid documents
    • Driving License (if any)
    • Having a certification of employment or employment contract, etc
    • A copy of payslip for last three months or certification of status, position, duration of work, and salary history (if any)
    • A copy of electricity and water supply bills as well as other bills for last three months
    • Savings passbook or a copy of bank statement for last three months (if any)
    • Having financial statements for last one month (if having any other business)

Headquarters

#372, Corner of Dongpalane and Dongpina Road,
Unit 21, Phonesavanh Neua Village, Sisattanak District,
Vientiane Capital, Lao PDR. P.O. Box: 1555

Tel: +85­6 (0)21 264 994 / 264 998
Fax: +85­6 (0)21 264 995 / 219 228
E-mail: acledabank@acledabank.com.la
Website: www.acledabank.com.la
SWIFT Code: ACLBLALA
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Online Visitors: 37   |   Today: 308   |   Yesterday: 654
Online Visitors: 37
Today​ Visitors: 308
Yesterday Visitors: 654
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