Figures in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch for our services requirements and more information.
Close
ACLEDA Bank Lao Ltd.

 »  Products & Services  »  Credits  »  Personal Loan

Personal Loan

With an ACLEDA Bank Lao's Personal Loan, you'll get the most out of life!

When you love life and simply want to live it up, ACLEDA Bank Lao has just the solution for you to get down on it. Loan size up to under to LAK100,000,000, USD10,000 and THB400,000 for the things that add more zest to your life — a new vehicle, the stylish hi-fi set you've been eyeing for months, or the sofa you simply must have. Anything your heart desires.

Interest Rate

Currency type in LAK, THB, and USD.

  • Loan period up to 12 months for loan size:
    • Less than LAK100 million, interest rate is 12.00% per annum.
    • Less than USD10,000, interest rate is 7.00% per annum.
    • Less than THB400,000, interest rate is 8.00% per annum.
  • Loan period up to 24 months for loan size:
    • Less than LAK100 million, interest rate is 13.00% per annum.
    • Less than USD10,000, interest rate is 7.50% per annum.
    • Less than THB400,000, interest rate is 9.00% per annum.
  • Loan period up to 36 months for loan size:
    • More than LAK20 million to less than LAK100 million, interest rate is 13.00% per annum.
    • More than USD2,500 to less than USD10,000, interest rate is 7.50% per annum.
    • More than THB80,000 to less than THB400,000, interest rate is 9.00% per annum.
  • Loan period up to 48 months for loan size:
    • More than LAK20 million to less than LAK100 million, interest rate is 13.50% per annum.
    • More than USD2,500 to less than USD10,000, interest rate is 8.00% per annum.
    • More than THB80,000 to less than THB400,000, interest rate is 9.50% per annum.
  • Loan period up to 60 months for loan size:
    • More than LAK20 million to less than LAK100 million, interest rate is 14.00% per annum.
    • More than USD2,500 to less than USD10,000, interest rate is 8.50% per annum.
    • More than THB80,000 to less than THB400,000, interest rate is 10.00% per annum.

Fee Charge

  • LAK:
    Less than LAK100 million, fee is 1% of loan size, and collateral evaluation fee is 3% of loan size.
  • USD:
    Less than USD10,000, fee is 2% of loan size, and collateral evaluation fee is 3% of loan size.
  • THB:
    Less than THB400,000, fee is 2% of loan size, and collateral evaluation fee is 3% of loan.

Requirements

  • Age a majority (18 years or older);
  • Have own residential address and collateral;
  • Currently employed or self-employed to ensure regular payment;
  • Have any collateral for assuring the lending money and/or have an assurer;
  • Have own 10% to 20% cash of total price of things you need to buy;
  • Our staff will help you to fill in a loan application form which is available for free at any offices of ACLEDA Bank Lao.
  • Please click here if you wish to know how much you can afford to borrow, how much the payments will be, or how long it will take to pay off the loan.
  • Please contact our nearest branch for confirmation.
Site Map    Form Center    Financial Calculator    Security Tips    Legal Notice    Find us on Facebook
Online Visitors: 3    Today‚Äč Visitors: 269    Yesterday Visitors: 694