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ACLEDA Bank Lao Ltd. phone Hotline Number: 1800
ACLEDA Bank Lao Ltd.
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Quarterly Financial Statements

Income Statement (Unaudited)

For the period: January — September 2020

  3rd Quarter 2020
Amounts in LAK
INCOME AND EXPENSE IN BUSINESS
Interest income and similar 125.816.812.677
Interest expense and similar (46.362.342.341)
NET INTEREST INCOME 79.454.470.336
Fee and commission income from financial service 43.414.382.764
Fee and commission expense from financial service (428.287.863)
Gain or loss from foreign currency exchange 1.233.375.333
NET INCOME IN BUSINESS 123.673.940.570
NORMAL INCOME AND EXPENSE
Other income in business 8.286.569.242
Administration expense (72.505.365.950)
Depreciation and amortize cost (13.076.029.768)
Other expense in business (5.513.706.675)
Net provision expense (10.772.953.299)
NET NORMAL INCOME AND EXPENSE (93.581.486.450)
INCOME BEFORE SPECIAL ITEMS 30.092.454.120
Incom tax expense (5.458.401.611)
NET PROFIT 24.634.052.509

Statement of Financial Position (Unaudited)

As at September 30, 2020

  3rd Quarter 2020
Amounts in LAK
ASSETS
Cash and placement with BOL 399.898.665.780
Amount due from other banks 53.263.670.083
Loans and advances 1.231.203.420.795
Property and equipment — net 31.363.329.002
Other assets 20.632.895.868
TOTAL ASSETS 1.765.233.338.294
  
LIABILITIES
Amount due to other bank and financial institution 282.548.603.553
Amount due to customers 995.704.279.071
Other liabilities 76.931.999.987
Total liabilities 1.355.184.882.611
EQUITY
Share capital 340.000.000.000
Legal reserves 8.357.204.449
General reserves 5.842.141.720
Accumulated losses 31.215.057.005
Profit for the year 24.634.052.509
Total shareholders' equity 410.048.455.693
TOTAL EQUITY AND LIABILITIES 1.765.233.338.294

The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

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