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Quick SME Lending and Loan of ACLEDA Bank Lao Ltd. over 50% for Female Customers, Entrepreneurs and Businesswomen

August 27, 2020

SMEs are the Small and Medium Enterprises legally registered and operate according to Laws of the Lao PDR and classified their size categories depending on the average number of employees, total assets and annual turnover. Assess to finance, including the Quick SME loan and lending for short and long term, is an important factor for SME development and contributing to the socio-economy, especially Lao female customers, entrepreneurs and businesswomen.

ACEDA Bank Lao Ltd. 'ABL', the Bank you can trust the Bank for the people and vision to be the leading SME bank in the Lao PDR, has the targeted plan of billions Lao kip for lending to all segments nationwide, especially female customers, entrepreneurs, businesswomen and SME sectors. Up on demand and qualification, customers are able to borrow the Quick SME loan of ACLEDA Bank Lao in couple days. For revolving cash flow in short term, customers and SMEs can use the short-term loan up to one year with good interest rate from 7.99% per annum. The medium enterprise and large scale entities shall get the long-term loan up to LAK 20 billion. The female customers, entrepreneur and businesswomen are accounted for over 50% of the ABL's credit facility recently. As at July 2020, ACLEDA Bank Lao has disbursed to nearly 200,000 customers with loan disbursement more than USD 760 million in LAK equivalent. Additionally, as the SME bank and advance technology Mobile App. 'ACLEDA ToanChet (ThanChai)', ABL has chance to serve customers at all levels with many types of commercial bank products, bill payment, phone top-up, ATMs (welcoming the card of 14 banks to withdraw cash from ATM of ABL) and various banking service facilities.

Celebrating the years 12th of operation in the Lao PDR, ACLEDA Bank Lao Ltd. is recognized as No.1 commercial bank contributing Laotian employment in the sector and the 1st Bank in Laos providing the Card-less withdrawal money via ATM with OTP. "ACLEDA ToanChet (ThanChai)" enables customers to undertake transactions Anyday, Anytime, Anywhere 'AAA'. Regionally, ACLEDA Group comprises ACLEDA Bank Plc. founded since 1993 and subsidiaries operating in Cambodia, Laos and Myanmar with total assets over USD 6 Billion, 316 branches-offices, 703 ATMs, serving millions' customers and remittance services worldwide.

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