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ACLEDA Bank Lao Ltd. phone Hotline Number: 1800
ACLEDA Bank Lao Ltd.

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Car Loan

Car Loan is a kind of loan ACLEDA Bank Lao offers to customer who has a regular income to get a car for personal or family use.


  • Owning a car for everyday use.
  • Converting from a full payment to monthly installment for the car price.
  • Opportunity to use other products & services.
  • Promoting family's welfare.

Special Features

  • ACLEDA Bank Lao offers car loan in Lao Kip, Thai Baht or US dollar.
  • You can use this loan to buy a brand-new car or used car which is 10 years old or less from its producing year.
  • You can enjoy loan period up to 6 years, but not exceed the retirement age or over 60 years of age.
  • You can get the loan amount up to LAK800,000,000 or USD100,000 or THB3,200,000.
  • Interest rate from 7% to 8.3% per year.


  • Being a majority
  • Having a permanent address within ACLEDA Bank Lao's operation which is certified by local authority.
  • Having a good history, reputation, and attitude.
  • Having a proper work, salary, or sufficient income that warrant the ability to pay back.
  • For employee of a company, organisation or other institutions, you need a certified letter or employment contract to ensure your employment is longer than repayment period.
  • Have identity documents which are ID card, family book, passport, or other documents.
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.

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