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Car Loan
Car Loan is a kind of loan ACLEDA Bank Lao offers to customer who has a regular income to get a car for personal or family use.
Benefits
- Owning a car for everyday use.
- Converting from a full payment to monthly installment for the car price.
- Opportunity to use other products & services.
- Promoting family's welfare.
Special Features
- ACLEDA Bank Lao offers car loan in Lao Kip, Thai Baht or US dollar.
- You can use this loan to buy a brand-new car or used car which is 10 years old or less from its producing year.
- You can enjoy loan period up to 6 years, but not exceed the retirement age or over 60 years of age.
- You can get the loan amount up to LAK800,000,000 or USD100,000 or THB3,200,000.
- Interest rate from 7% to 8.3% per year.
Requirements
- Being a majority
- Having a permanent address within ACLEDA Bank Lao's operation which is certified by local authority.
- Having a good history, reputation, and attitude.
- Having a proper work, salary, or sufficient income that warrant the ability to pay back.
- For employee of a company, organisation or other institutions, you need a certified letter or employment contract to ensure your employment is longer than repayment period.
- Have identity documents which are ID card, family book, passport, or other documents.
- Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.