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ACLEDA Bank Lao Ltd. phone Hotline Number: 1800
ACLEDA Bank Lao Ltd.

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Housing Loan

Public Housing loan is a long-term loan ACLEDA Bank has developed to let any qualified customer own a house that was completely built or being built, or build new house on your own land.

Loan Size, Loan Period and Interest Rate

  • Maximum of loan size LAK 2,000,000,000 but not more than 80% of the land and building price.
  • Maximum of loan period is 10 years for:
    • Customers who are currently employed by public organizations, national or international agencies, and will not exceed the retirement age.
    • Other customers who have a good health and will not be over 60 years of age (start from receiving loan until the end of loan period).
  • Interest rate 12% per year.

Customer Requirements

  • Any person who works legally and have permanent address in Laos.
  • Having a proper work, salary, or business.
  • Having good history, reputation, attitude and willing to pay back to ACLEDA Bank.
  • Having a permanent address which is certified by local authority.
  • Having identity documents which are ID card, family book, etc.
  • Haven't have debt with anyone.
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.

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