Overdraft

Always Let Your Transactions Work!

Though some businessmen rest at weekend, however their businesses never rest! Once there is a problem with emergency fund, we have the solution for you to keep your business going.

Overdrafts would be absolutely helpful for any emergency and unpredictable event. This service is specially tailored to meet your transactional needs and optimise your cash flow.

Currency Type, Credit Line, and Loan Period

Currency type: LAK, THB, and USD
Credit Lines are due for those loans amounting from more than LAK300,000,000; THB1,000,000; USD30,000
Loan period up to 12 months

Interest Rate

More than LAK300 million, interest rate is 12.00% per annum.
More than USD30,000, interest rate is 7.00% per annum.
More than THB1 million, interest rate is 8.00% per annum.

Requirements

Have a potential business with good status, legal profitability
Having document presenting your fixed assets, inventory card, or other effective documents to deposit as collateral
Have a Current Account opening with ACLEDA Bank Lao
Offer your income statement and balance sheet to ACLEDA Bank Lao monthly
Our staff will help you to fill in a loan application form which is available for free at ACLEDA Bank Lao

Note: Please contact our nearest branch or our Call Center for our services requirements and more information.