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Overdraft Facility

Always Let Your Transactions Work!

Though some businessmen rest at weekend, however their businesses never rest! Once there is a problem with emergency fund, we have the solution for you to keep your business going.

Overdrafts would be absolutely helpful for any emergency and unpredictable event. This service is specially tailored to meet your transactional needs and optimise your cash flow.

Loan Period, Loan Size, and Interest Rate

  • LAK
    • Loan period up to 12 months
    • Loan size up to 5% of bank net worth
    • Interest rate 13% per year
  • USD
    • Loan period up to 12 months
    • Loan size up to 5% of bank net worth
    • Interest rate 8% per year
  • THB
    • Loan period up to 12 months
    • Loan size up to 5% of bank net worth
    • Interest rate 8% per year

Requirements

  • Have a potential business with good status, legal profitability
  • Having document presenting your fixed assets, inventory card, or other effective documents to deposit as collateral
  • Have a Current Account opening with ACLEDA Bank Lao
  • Offer your income statement and balance sheet to ACLEDA Bank Lao monthly
  • Our staff will help you to fill in a loan application form which is available for free at ACLEDA Bank Lao

Note: Please contact our nearest branch or our Call Center for our services requirements and more information.

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