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Personal Loan

With an ACLEDA Bank Lao's Personal Loan, you'll get the most out of life!

When you love life and simply want to live it up, ACLEDA Bank Lao has just the solution for you to get down on it. Loan size up to LAK 400,000,000 for the things that add more zest to your life — a new vehicle, the stylish hi-fi set you've been eyeing for months, or the sofa you simply must have. Anything your heart desires.

Loan Period, Loan Size, and Interest Rate

  • LAK
    • Loan period up to 72 months
    • Loan size up to LAK 400,000,000
    • Interest rate 11% per year
  • USD
    • Loan period up to 72 months
    • Loan size up to USD 50,000
    • Interest rate 8% per year
  • THB
    • Loan period up to 60 months
    • Loan size up to 1,500,000
    • Interest rate 8% per year

Requirements

  • Age a majority (18 years or older);
  • Have own residential address and collateral;
  • Currently employed or self-employed to ensure regular payment;
  • Have any collateral for assuring the lending money and/or have an assurer;
  • Have own 10% to 20% cash of total price of things you need to buy;
  • Our staff will help you to fill in a loan application form which is available for free at any offices of ACLEDA Bank Lao.

Please contact our branch for confirmation.

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