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homenavigate_nextProducts & Servicesnavigate_nextPersonalnavigate_nextDepositsnavigate_nextFixed Deposit Account
Fixed Deposit Account
We have learned that you always search for a safety and reliable place to deposit your money with an expected growth for some specific purposes in the future, including an appropriate interest rate. Your best choice is to open a Fixed Deposit Account in ACLEDA Bank Lao.
With an ACLEDA Bank Lao's Fixed Deposit Account, you will receive an attractive interest rate that you can deposit in Lao Kip, US Dollar, and Thai Baht. You also have two choices in receiving your interest, receiving it every month or at the end of the term.
Requirements
- Contact our customer service officer at any ACLEDA Bank Lao's branch or Call Center for our services requirements and more information.
- Fill in a Personal Customer Registration Form.
- Fill in a chosen account opening form and specimen signature card.
- Initial deposit a minimum of LAK1,000,000; USD500; or THB20,000.
Benefits
- Gain high interest rate for your financial security.
- A certificate will be issued and you can use it as your collateral if you wish to apply for loan with us.
Type of Fixed Deposit Account
Hi-Growth Fixed Deposit
Hi-Growth Fixed Deposit is a deposit which is fixed for a certain period of method offering a premium rate of interest which is payable with principal at maturity.
| Term | LAK | USD | THB |
|---|---|---|---|
| 1 month | - | - | - |
| 3 months | 3.00% | 1.50% | 1.40% |
| 6 months | 3.95% | 2.50% | 2.00% |
| 9 months | 4.80% | 2.90% | 2.50% |
| 12 months | 5.80% | 3.50% | 3.10% |
| 18 months | 6.50% | - | - |
| 24 months | 6.90% | 4.90% | - |
| 36 months | 7.00% | - | - |
| 48 months | 7.05% | - | - |
| 60 months | 7.10% | - | - |
| 72 months | 7.15% | - | - |
| 84 months | 7.20% | - | - |
| 96 months | 7.25% | - | - |
| 108 months | 7.30% | - | - |
| 120 months | 7.35% | - | - |
| 180 months | 7.40% | - | - |
Hi-Income Fixed Deposit
Hi-Income Fixed Deposit is a deposit that pays interest monthly into your Savings Account or Current Account while the principal is payable at maturity.
| Term | LAK | USD | THB |
|---|---|---|---|
| 3 months | - | - | - |
| 6 months | 3.80% | - | - |
| 9 months | 4.65% | - | - |
| 12 months | 5.65% | - | - |
| 18 months | 6.35% | - | - |
| 24 months | 6.75% | - | - |
| 36 months | 6.85% | - | - |
| 48 months | 6.90% | - | - |
| 60 months | 6.95% | - | - |
| 72 months | - | - | - |
| 84 months | - | - | - |
| 96 months | - | - | - |
| 108 months | - | - | - |
| 120 months | - | - | - |
| 180 months | - | - | - |
The rates are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.
