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ACLEDA Bank Lao Ltd. phone Hotline Number: 1800
ACLEDA Bank Lao Ltd.
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Quarterly Financial Statements

Income Statement (Unaudited)

For the period: January — December 2020

  4th Quarter 2020
Amounts in LAK
INCOME AND EXPENSE IN BUSINESS
Interest income and similar 174.229.620.794
Interest expense and similar (62.383.378.559)
NET INTEREST INCOME 111.846.242.235
Fee and commission income from financial service 61.510.400.985
Fee and commission expense from financial service (587.147.311)
Gain or loss from foreign currency exchange 1.711.936.543
NET INCOME IN BUSINESS 174.481.432.452
NORMAL INCOME AND EXPENSE
Other income in business 15.677.459.876
Administration expense (93.058.463.670)
Depreciation and amortize cost (17.337.804.182)
Other expense in business (7.334.076.458)
Net provision expense (6.509.765.546)
NET NORMAL INCOME AND EXPENSE (108.562.649.980)
INCOME BEFORE SPECIAL ITEMS 65.918.782.472
Incom tax expense (12.307.972.466)
NET PROFIT 53.610.810.006

Statement of Financial Position (Unaudited)

As at December 31, 2020

  4th Quarter 2020
Amounts in LAK
ASSETS
Cash and placement with BOL 323.070.274.979
Amount due from other banks 43.906.185.295
Loans and advances 1.355.044.354.836
Property and equipment — net 29.580.421.480
Other assets 21.737.179.300
TOTAL ASSETS 1.801.264.098.151
  
LIABILITIES
Amount due to other bank and financial institution 301.403.492.319
Amount due to customers 980.286.460.479
Other liabilities 79.806.409.111
Total liabilities 1.361.496.361.909
EQUITY
Share capital 340.000.000.000
Legal reserves 13.718.285.533
General reserves 6.584.664.782
Accumulated losses 25.853.975.920
Profit for the year 53.610.810.006
Total shareholders' equity 439.767.736.241
TOTAL EQUITY AND LIABILITIES 1.801.264.098.151

The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

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