Quarterly Financial Statements

Income Statement (Unaudited)

	1^st Quarter 2021 Amounts in LAK
INCOME AND EXPENSE IN BUSINESS
Interest income and similar	50.713.984.670
Interest expense and similar	(15.753.711.650)
NET INTEREST INCOME	34.960.273.020

Fee and commission income from financial service	19.350.506.284
Fee and commission expense from financial service	(174.893.087)
Gain or loss from foreign currency exchange	539.646.186
NET INCOME IN BUSINESS	54.675.532.403

NORMAL INCOME AND EXPENSE
Other income in business	2.888.431.264
Administration expense	(25.867.912.729)
Depreciation and amortize cost	(4.476.495.691)
Other expense in business	(1.627.873.195)
Net provision expense	(694.874.573)
NET NORMAL INCOME AND EXPENSE	(29.778.724.924)
INCOME BEFORE SPECIAL ITEMS	24.896.807.479
Incom tax expense	(4.765.029.587)
NET PROFIT	20.131.777.894

	1^st Quarter 2021 Amounts in LAK
ASSETS
Cash and placement with BOL	346.261.222.926
Amount due from other banks	53.822.859.489
Loans and advances	1.448.505.437.683
Property and equipment — net	32.002.319.486
Other assets	23.748.033.091
TOTAL ASSETS	1.931.272.531.552

LIABILITIES
Amount due to other bank and financial institution	340.884.663.286
Amount due to customers	1.048.973.835.786
Other liabilities	81.071.568.932
Total liabilities	1.470.929.768.004
EQUITY
Share capital	340.000.000.000
Legal reserves	13.718.302.891
General reserves	7.027.956.647
Accumulated losses	79.464.726.116
Profit for the year	20.131.777.894
Total shareholders' equity	460.342.763.548
TOTAL EQUITY AND LIABILITIES	1.931.272.531.552

The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA